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What is NSITF (Nigeria Social Insurance Trust Fund)?

The Nigeria Social Insurance Trust Fund is a proactive and employee dedicated government institution committed to the welfare of employees in the event of work related accidents and injuries.                                                                                                                                                                                                                                            Over the past fifty years, the NSITF has evolved from a Provident Fund Scheme to a Social Insurance Scheme and, currently the Employees’ Compensation Scheme.                                                                                                                                                                                                           NSITF is applicable to all employer and employee in the public and private sectors. Employers will, therefore, contribute 1% of employees’ monthly payroll to the NSITF in the first two years of commencement of the Act. (Payroll means remuneration defined in the Act, excluding pension contributions, bonuses, overtime payments, and one-off payments such as 13th-month income). Thereafter, NSITF Board will perform a risk assessment to classify contributions on workers’ exposure and estimate the appropriate payments. This contribution is not a deduction from an employee’s monthly salary. Rather, it is a statutory payroll contribution by an employer.

In a dynamic economy like Nigeria’s, where millions of individuals engage in various occupations, ensuring social security and workplace safety is paramount. Among the institutions dedicated to this noble cause is the Nigeria Social Insurance Trust Fund (NSITF). Established by the government, NSITF stands as a beacon of support for workers across both public and private sectors, providing vital protection and fostering a culture of safety in workplaces nationwide.

The Nigeria Social Insurance Trust Fund (NSITF) plays a crucial role in safeguarding the welfare of workers and promoting workplace safety in Nigeria. Here are some key aspects of NSITF’s role:
  1. Administration of the Employees’ Compensation Scheme (ECS): NSITF is responsible for administering the ECS, which provides compensation to employees for work-related injuries, disabilities, or death. This scheme ensures that workers and their dependents receive financial assistance and support in the event of accidents or fatalities in the workplace.
  2. Ensuring Social Security for Workers: By managing the ECS, NSITF contributes to the enhancement of social security for workers across various sectors of the economy. The scheme provides a safety net for employees, offering benefits such as medical treatment, rehabilitation, disability compensation, and survivor benefits, thereby alleviating financial burdens and promoting social welfare.
  3. Promotion of Workplace Safety and Health: NSITF is actively involved in promoting workplace safety and health standards to prevent accidents and injuries in the workplace. Through initiatives such as safety inspections, capacity-building workshops, and awareness campaigns, NSITF endeavors to create safer work environments and reduce occupational hazards.
  4. Capacity Building and Awareness Creation: NSITF conducts various capacity-building programs and awareness campaigns aimed at educating employers and employees about their rights and responsibilities regarding workplace safety, social insurance, and compensation benefits. By enhancing knowledge and awareness, NSITF empowers stakeholders to take proactive measures to prevent workplace accidents and access available benefits.
  5. Regulatory Oversight and Compliance Enforcement: NSITF plays a regulatory role in ensuring compliance with social insurance and workplace safety regulations. It establishes and enforces standards for employers to adhere to in providing safe working conditions and fulfilling their obligations under the ECS. Through regulatory oversight, NSITF seeks to promote accountability and adherence to best practices in occupational safety and health.
  6. Collaboration and Partnerships: NSITF collaborates with various stakeholders, including employers’ organizations, trade unions, government agencies, and international partners, to enhance the effectiveness of its programs and services. By fostering partnerships, NSITF leverages collective expertise and resources to address challenges and achieve common goals in promoting social security and workplace safety.
  7. Research and Policy Advocacy: NSITF conducts research and engages in policy advocacy to inform evidence-based decision-making and legislative reforms related to social insurance and workplace safety. By generating knowledge and advocating for supportive policies, NSITF contributes to the continuous improvement of social security systems and occupational safety standards in Nigeria.

NSITF plays a multifaceted role in ensuring social security for workers and promoting workplace safety in Nigeria. Through the administration of the ECS, promotion of safety standards, capacity building, regulatory oversight, collaboration, and policy advocacy, NSITF remains committed to enhancing the well-being and protection of workers across the country.

NSITF Registration Process

In getting your NSITF certificate some information must be presented physically in any NSITF office. These includes ;

  1. Particulars of the business (employer name, incoporation number, address, phone number, email)
  2. Particulars of owners of organization (full name, position, mode of identification)
  3. Business sector categories
  4. Declaration by employer or authorized person

NSITF plays a key role in ensuring the welfare and protection of Nigerian workers by providing financial support and assistance in times of need due to work-related incidents.

For more information on Roles of NSITF in Nigeria and how to process your NSITF certificate, kindly contact us at :



Phone:    07038254989

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